Friday, April 3, 2020

Tips on buying a new car?

Donnell Nocella: I can only answer the second part of your question on upsides/downsides and what to watch out for at a dealership. 50% can be good or bad. It depends on the interest rate they are offering and what your credit rating is. If you have good/excellent credit, you may be able to get 0% interest on a new car. (Not used) Or you could get a lower interest rate with a high downpayment. There are also many different incentives or cash back offers for a new car. I would check Honda's and Nissan's website to see what their rebates are on new cars before going to buy a new car. There are many out there that not everyone is aware of. College grad programs, military programs, new customers, repeat customers, different orginization rebates. Know what you may qualify for before going, and ask when you get there about them.Secondly, about the financing. Basically, buy the car, not the payment. Too many people are convinced that they can afford $$$ a month for a! car, and buy that payment. And end up getting a higher interest rate, longer payments or warranties, insurance or other things they really don't want for the car. So get the interest rate, the term or length of your payments, and the bottom line of the car iteslf. If you decide you want a warranty on a new car, I suggest you pay for that on a separate invoice cash. That way, if you decide you want to cancel it, you will get the cash back. If it is included in your payments, they will only lower the loan amount at the end of your payments and you won't get the cash back. If you get what you want, interest rate, term and price, I would just leave a deposit (refundable) and go home and think about it. But if you think it is a good deal, you may want to sign everything at once. Just make sure you read and reread everything first. Ask questions about things you don't understand with anything you sign. Don't sign anything you don't want to commit to! And never sign a! nything that has blanks anywhere, or a blank contract. That i! s asking for trouble!! And do a second deal for cash if you want a warranty. Don't let them convince you it has to be included, it does not!! Feel comfortable with your sales person, but keep it business like. Don't feel pressured unless that is what you want in a sales person. And be prepared to pack up and leave if you don't get what you want, within reason. You can also go to Edmunds.com to get a pretty accurate idea of what the car costs. But use that as a guide, not necessarily a bottom line. There are things that Edmunds does not include in their pricing, like shipping and interest the dealership pays on their cars or special equipment. And they definately don't include taxes or motor vehicle charges. Edmunds can give you pricing on new and used cars. As I said a guide, not necessiarly the bottom line. Do your homework, think, read and reread anything you sign, be comfortable and be prepared to walk out. Good luck, I hope some of this helped you. S! orry I can't give you information about the makes or models.Addl: GM, Ford, Chrysler are asking for bail out money because in the US we pay our factory workers a higher price for production than the foreign market. Their parts may be foreign made, but they are assembled in the US for the most part. ...Show more

Jen Maday: Before you go jumping to a foreign car have you compared these to the Chevrolet Aveo ? http://www.chevrolet.com/aveo/ or Ford Focus?I believe that is a much sportier looking car in the same price range. American cars nowdays are every bit as good as foreign ones.Be sure to look at reviews such as here... http://www.epinions.com/reviews/2007_Honda_Fitpay attention to the cons as well as the pros. American cars are just as good and better than ever.The Big 3 are asking for bailouts not because they make bad cars. Its because they chose to focus on the more profitable bigger vehicles. Also because of all the money they agreed to pay the workers, bene! fits, retirement plans, etc. The Auto union required them to pay everyo! ne much, much more than foreign companies. Their attention is now focused on selling more small cars....Show more

Nia Monopoli: If the US made cars were as good as foreign cars why are GM, Ford, and Chevrolet begging the government for money? Honestly I know very little about cars but that is just my line of thought.

Catheryn Barringer: no if you leave a deposit it will be safe! that is assuming that the car company is a big / renowned compsny!i havnt heard of either of those cars before though!good luck!

Shemeka Laker: first of all dont even consider a chevy... american cars are nothing but junk...the two cars you are considering are very reliable, gas saveing cars.buying a new car is the best thing..you wont have any problems... since you are putting down 50% of the cost of the car... that is very good and you will probly have like a 200 dollar car payment every month.. but what i think is better (if possible), for you to pay the whole car off.. (if pos! sible) just because you are not paying thousands of dollars for interest.. and if you miss a payment when you finance a car.. they come and repo it!! :-...tips are to check the kelly blue book value of the car.... and see what its worth....do ur homework about the car too...just so when you go into the dealership...the dealer wont treat you like an idiot that doesnt know anything.. (because they always do)... and if you have cash.. you can probly get the car for like 2 or 3 thousand less :-)..money talks!!& if you feel pressured by the dealer or you feel that he is treating you like a dummy.. just walk out of the dealership.... &* take your money elsewhere!!...Show more

Shan Lanen: Car insurance http://buycheapcarinsurancequotes2016.com/

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